How to Properly Fill Out a Check to Yourself- A Step-by-Step Guide

How to Fill Out a Check to Myself

Writing a check to yourself might seem like a straightforward task, but it’s important to do it correctly to avoid any issues with your bank or financial institution. Whether you’re cashing out a small amount of money or transferring funds to your personal account, following these steps will help you fill out a check to yourself accurately.

1. Date the Check

The first step in filling out a check is to write the date on the top right corner of the check. Make sure to write the date in the format your bank prefers, typically MM/DD/YYYY. This date is important as it indicates when the check was written and can be used to track your financial transactions.

2. Write the Payee

Next, locate the “Pay to the Order of” line, usually found in the center of the check. Write your name exactly as it appears on your bank account. If you’re writing a check to yourself, you can write “Cash” or “For Deposit Only” in this line. However, writing “Cash” can make it easier for someone else to cash the check, so it’s best to write “For Deposit Only” for added security.

3. Write the Amount in Numbers

Below the “Pay to the Order of” line, you’ll find a section for writing the amount in numbers. This is called the “Numerical Amount” or “Check Amount.” Start by writing the dollar amount, including cents if applicable. For example, if you want to write a check for $100.00, write “100.00” in this section.

4. Write the Amount in Words

On the same line as the numerical amount, but to the left, you’ll find a section for writing the amount in words. This is called the “Written Amount” or “Description.” Write out the amount in words, including the currency and cents if applicable. For example, if you’re writing a check for $100.00, write “One Hundred and 00/100 Dollars.”

5. Memo Line (Optional)

The memo line, located below the written amount, is an optional section where you can write a brief description of the transaction. This can be useful for keeping track of your expenses or payments. For example, you could write “Salary Payment” or “Refund for Purchase.”

6. Sign the Check

Finally, sign the check on the bottom right corner, where the signature line is located. Make sure your signature matches the one on file with your bank. It’s also a good idea to write the date again after your signature, as some banks may require this for verification purposes.

By following these steps, you’ll be able to fill out a check to yourself accurately and efficiently. Always keep your checks secure and dispose of them properly to prevent fraud or unauthorized use.